I hear the term “over engineering” a lot. For me saying over engineer a problem is like saying an F1 car is over speeding or a super model is over beautiful.
But it has the side effect of making people think that more time engineering is bad. Because for some reason, engineering just increases complexity.
Little known fact: Einstein kept working on the e = mc2 formula and he over engineer it. By the end it was y = mca3Michael Scott
I suggest the name “complicate”.
Moral of the story: engineering good, complicate bad